Nelson Kuria

Dr. Nelson Kuria aged 67, Joined the Board in the year 2020 as an Independent Non-Executive Director. He holds a BA in Economics, MA in Leadership studies and an Executive Leadership training from Stanford Business School. The Director has 36 years of experience in development finance and insurance. He entered the insurance industry in 1982 through Kenya National Assurance Company as an assistant Manager in charge of Research and rose to the position of Chief Manager General Insurance Division and later also served as the General Manager in Gateway insurance Company. He was the CIC Insurance Group CEO from 2001 to 2015. Dr. Kuria is currently the Chairman of Smep Microfinance, Enwealth Financial Service and African International University Council. He is also a Board Member of Kenyatta National Hospital, Habitat for Humanity and Kenya Society of Professional Co-operators.

Mr. James Njue

Mr. James Njue Njiru aged 53, is the director representing Eastern Region-based societies. He is the Chairman of the Nawiri Sacco Society. He is also a Director of Co-op Holdings Co-operative Society and the Cooperative Bank of Kenya Ltd. Mr. Njiru is a Board of Management member for various schools in the Eastern Region. He holds a diploma in Business Management from the Kenya Institute of Management.

Mr. Patrick Nyaga

Mr. Patrick Nyaga is the Group Managing Director & CEO. He holds a master of Business Administration from Strathmore Business School and a Bachelor of Commerce Degree in Accounting. He is a Certified Public Accountant (K) and a member of ICPAK. Mr. Nyaga has over 29 years of working experience mainly in banking and auditing. He has worked in various senior positions in banking. Prior to joining CIC Group Ltd, he was the Group Finance and Strategy Director- at Cooperative Bank of Kenya Limited.

He previously worked at Barclays Bank now (ABSA) as the Regional Head of Assurance and at KPMG (EA), with the main focus being the audit of financial institutions in Kenya and the region. He is a member of the Institute of Directors of Kenya and has undertaken training in several Corporate Governance courses including in Insurance Business.

Ms. Sharon Kisire

CS Commissioner Sharon J. Kisire aged 54, joined the Board on 4^th August 2022 as an independent non-executive Director. She holds a Master’s degree in Arts, a Diploma in Human Resources Management, and a PhD student at Strathmore University. She is a certified Secretary (ICS), a Certified Executive Leadership Coach, a Certified Governance Auditor, and a Certified Emotional Intelligence Coach. The Director is currently a Commissioner at the Teachers Service Commission. She has previously worked as the General Manager, HR and Administration at Kenya pipeline Company, Director – Resources at Safaricom limited, Head, Human Capital at Kenya wildlife Service among others. Director Kisire is a Trustee at the Kenya Methodist University, Council member at African International University and the Chairperson of the Board of HR professional Examinations.  She is a member of Kenya Institute of Management, Institute of certified secretaries, and Institute of Directors of Kenya.

Mr. Gordon Owuor

Mr. Gordon Ondiek Owuor, aged 65, is a Non-Executive Director and representing CIC Insurance Group Plc, a major shareholder. Mr. Owuor is the Chairman of Jumuika (formerly Chemelil) Sacco, a member of the Nyanza Provincial Co-operative Development Team and a Member of the Institute of Directors-Kenya. He previously worked with the East African Fresh Water Fisheries Research Organization and currently is the chairman of Loyalty Refined Limited. He holds an executive Diploma in Financial Management. The Director has undertaken training in specialized Life Assurance Business Management conducted by LIMRA and several corporate governance training courses.

Mr. Michael Wambia

Mr. Michael Ondinya Wambia aged 52, is the Director representing Western Region-based societies and is a board member of FARIDI SACCO. He is a teacher by profession. The Director also holds a Diploma in Education Management from KEMI (Kenya Educational Management Institute) and is a Member of the Institute of Directors of Kenya and a Delegate of Cooperative Bank of Kenya. Further, he has received training in Advanced Life Insurance by LIMRA, Corporate Governance Master Class by IFC World Bank, Employment Act and Discipline Management by FKE, and Corporate Governance for Directors by Centre Corporate Governance.

Mr. Julius Mwatu

Dr. Rogers Kinoti

Director Dr. Rogers Kinoti, aged 46, joined the Board as an Independent nonexecutive director on 22nd July 2021. Dr. Kinoti has a wealth of experience in Investment Management and Finance having worked for over 19 years in various private and public financial institutions. Dr. Kinoti holds a PhD in Finance (JKUAT), Master of Arts in Economics and Bachelor of Arts (Economics) First Class Honors from the University of Nairobi. He is a Certified Public Accountant, CPA (K), a Certified Public Secretary, CPS (K) and a Financial Analyst, FA (K). He is a member of ICPAK, ICPSK and ICIFA. Dr. Kinoti is a lecturer at Riara University School of Business and served as the Independent Chairman of the Audit and Risk Committee of the Teachers Service Commission (TSC) until February 2023.

Lydia Rono

Director Lydia Rono, age 58, joined the Group Board on 23 rd March 2023 representing Co-operative bank of Kenya. She is currently the Director of Operations Division at Co-operative bank of Kenya. She holds a Master of Business Administration (MBA) Finance Option degree from University of Nairobi and a Bachelor of Commerce (Double Major in Accounts and Business Administration) degree from Daystar University. Director Lydia has also undergone high performance skills for leaders from London Business School and she is also a Certified Executive Leadership Coach.

Mr. Patrick Nyaga

Mr. Patrick Nyaga is the Group Managing Director & CEO. He holds a master of Business Administration from Strathmore Business School and a Bachelor of Commerce Degree in Accounting. He is a Certified Public Accountant (K) and a member of ICPAK. Mr. Nyaga has over 29 years of working experience mainly in banking and auditing. He has worked in various senior positions in banking. Prior to joining CIC Group Ltd, he was the Group Finance and Strategy Director- at Cooperative Bank of Kenya Limited.

He previously worked at Barclays Bank now (ABSA) as the Regional Head of Assurance and at KPMG (EA), with the main focus being the audit of financial institutions in Kenya and the region. He is a member of the Institute of Directors of Kenya and has undertaken training in several Corporate Governance courses including in Insurance Business.

Mr. Philip Kimani

Philip holds a Master of Science in Professional Accountancy from University of London and Bachelor of Commerce Degree in Accounting. He is a Certified Accountant and Member of The Association of Chartered Certified Accountants. Philip has over seventeen years of experience mainly in the Insurance Sector. Prior to joining CIC Group, he was the Chief Finance Officer & Principal Officer for Jubilee Insurance Company. He previously held Senior Management roles at Resolution Insurance, WPP Scan group and PricewaterhouseCoopers where he began his career. He has a wealth of experience in Strategic planning, Investment management, Financial and Risk Management. 

Mr. Fred Ruoro

Mr. Fred Ruoro is the Managing Director – CIC General Insurance Limited. He holds a bachelor’s degree in Mathematics & Physics from The University of Nairobi. In addition, he is a senior Certified Insurance Professional from the Australian & New Zealand Institute of Insurance and Finance and is a Fellow of the Life Management Institute. Fred holds a Diploma in Management Accounting from the Chartered Institute of Management Accountants (CIMA). He is a member of good standing of the Insurance Institute of Kenya (IIK).

Mr. Humphrey Gathungu

Mr. Humphrey Gathungu is the Managing Director of CIC Asset Management Limited. He holds a Master’s Degree (MBA) in Global Business Management, USIU and a Bachelor of Science in International Business from the same University. Mr. Gathungu is a CFA Charter holder, a Certified Public Accountant (K) and a member of ICIFA. Mr. Gathungu has over twenty years’ experience in the Financial Services sector, thirteen of which have been in leadership roles while based in Kenya and South Africa. He has vast experience managing global clients’ portfolios in Africa excluding South Africa, covering Asset Management, Private Equity and Corporate Finance. Prior to joining CIC Group, he was the Chief Executive Officer, Jubilee Financial Services. Earlier on, he worked as the Chief Investment Officer at Stanlib East Africa.

Mr. Meshack Miyogo

Meshack holds a bachelor’s degree in Education Arts (Major in Economics and Business Studies) from Egerton University. In addition, he holds a Senior Leadership Development Programme Certificate from the University of Stellenbosch Business School South Africa, Post Graduate Degree (MBA) in Marketing from Daystar University. He also holds a Diploma in Insurance (AIIK) from the College of Insurance. He is an Associate Member of the Institute of Insurance Kenya (IIK) in good standing. His experiences cuts across Banking and Insurance on Matters of Sales Growth, Sales Management, business development, and Strategic Leadership.

Mr. Eric Obila

Mr. Eric Obila aged 42, is the Managing Director for CIC Africa (U) Ltd. Eric joined CIC Group Ltd on 2nd August 2021. He has over fifteen years’ experience in various leadership roles, mainly in the insurance sector. Erick holds a Bachelor of Science Degree in Applied Statistics from Maseno University and vast experience in business development, pension management and Life assurance. Prior to joining CIC Group, he was the Head of life and pension for Liberty Life assurance – Kenya. He has previously held Senior Management roles at CPF financial services, APA Life Assurance and Jubilee insurance. He brings a wealth of experience in business development and visionary leadership. He is currently pursuing a Master of Business Administration in Strategic Management from Jomo – Kenyatta University of Science and Technology. Erick is a member of the Institute of Insurance Kenya in good standing.

Ms. Gail Odongo

Ms. Gail Odongo is the Group Company Secretary/Chief Legal Officer. She is an Advocate of the High Court of Kenya holding a Bachelor of Laws (“LLB”) Degree from the University of Liverpool and a Master of Business Administration (“MBA”) from Salford University in the United Kingdom. Professionally Ms. Odongo is a Certified Public Secretaries [“CPS (K)”]. She holds a Post Graduate Diploma from the Kenya School of Law and has 13 years of experience in various capacities and industries ranging from Audit, Banking and Finance, Insurance, and Legal. She is also a member of the Institute of Directors – Kenya.

Mr. Muyesu Luvai

Mr. Muyesu Luvai is the Director, Internal Audit. He is a Certified Public Accountant (“CPA (K)”) and a member of the Institute of Certified Public Accountants of Kenya (“ICPAK”), the Chartered Institute of Internal Auditors UK, the Institute of Internal Auditors, Kenya Chapter, as well as the Institute of Directors, Kenya. He holds a Bachelor of Commerce Degree from the University of Nairobi and a Master of Business Administration (MBA) Degree with a concentration in Employee Relations /Organisational Behaviour from the University of Leicester (UK). Prior to his appointment as CFO on 3rd February 2020, Muyesu served as Chief Internal Auditor, looking at company operations at a wide scale, providing solutions from a business strategy perspective while seeking to enhance the effectiveness of governance, risk management and, control processes. Before joining CIC in 2008, Mr. Luvai worked for Deloitte in the Audit & Assurance Division, obtaining extensive experience in auditing a wide variety of international and local organizations drawn from both the private and public sectors. Prior to joining Deloitte, Mr. Luvai had a stint in the oil and gas industry working in the Finance Department of Dalbit Petroleum Limited.

Ms. Susan Robi

Ms. Susan Robi is the General Manager of Risk and Compliance. She is an Advocate of the High Court of Kenya holding a Bachelor of Laws (“LLB”) Degree from the Makerere University and a Masters in Law and Finance from Goethe University (Institute of law and Finance) in Frankfurt Germany. Professionally Ms. Robi holds a Post Graduate Diploma from the Kenya School of Law and has over 10 years of experience in various capacities and industries ranging from both Local and International Law Practice, Insurance, Finance, and Risk Management. Ms. Robi joined CIC in 2011.

Mr. Henry Malmqvist

Mr. Henry Malmqvist  is the Group Head of ICT. He is a graduate of the Institute for the Management of Information Systems (IMIS) Kent and is currently pursuing his MSc in Information Technology Management at University of Sunderland. He is certified in Project Management, Information Security & Performance Management. Henry has 14 years’ experience in ICT both within Kenya and the East African Region. He joined CIC in 2015.

Mr. Richard Nyakenogo

Mr. Richard Nyakenogo is the Director, Co-operatives. He holds a Bachelors of Commerce Degree from Egerton University and Masters in Business Administration from Mount Kenya University. He has a Diploma in Co-operative Management from the Co-operative College of Kenya and a certificate in Corporate Governance from the Center for Corporate Governance. Richard is an Associate Member of Insurance Institute of Kenya (AIIK), Member of Marketing Society of Kenya (MSK), Member of the Institute of Directors of Kenya (IOD), a Certified Co-operative Professional (CCOP), and a Council Member of Kenya Society of Professional Co-operators (KSPC). He was involved in the transformation of Sacco’s form Back office to Front office (FOSA). He joined CIC in 1999.

Mr. Michael Mugo

Mr. Michael Mugo joined the Group in 2003 as an Agency Manager in Ordinary life. He has a total of 25 years of experience in the Insurance industry. He has served the organization in various senior capacities including Sales Management, Corporate Affairs, and Communication, Marketing, and Strategy. He has undergone extensive training in the areas of leadership, governance, and strategic management. He is the immediate former MD, CIC Africa (South Sudan), and played a prime role in the establishment of the subsidiary in South Sudan. Michael is a graduate of the Advanced Management Program (AMP) from Strathmore Business School, Lagos Business School, and IESE, Barcelona. He holds an MBA degree from JKUAT with a special focus on Strategy and Marketing. He is a Bed (Econ & Geog) graduate of Moi University. He has extensive training and experience in institutions and business enterprises. He is a member of the Institute Of Directors of Kenya and the Institute of Customer Service of Kenya. He effectively communicates direction, commits people to action, inspires vision and ownership of projects, and conveys complex information in easily understood formats.

Ms. Salome Ndegwa

Ms. Salome Ndegwa is the Group Actuary She holds a BSc (Hons) in Actuarial Science, Masters in Economics (Econometrics) and is a Fellow of the Institute and Faculty of Actuaries (IFoA) in the UK. Salome also holds certificates in Financial Econometrics, Mathematical Finance and New Managers Leadership Program from Strathmore Business School. She is also a member of The Actuarial Society of Kenya (TASK). Salome joined CIC Insurance Group in 2014.

Mr. Julius M. Ndugire

Julius holds a Bachelor of Business Management (BBM), Risk Management & Insurance option, a Diploma in Insurance (DipCII) from The Chartered Insurance Institute, UK and is a graduate of the Programme for Management Development – PMD 2018 from Strathmore University Business School, Nairobi & Gordon Institute of Business Science (GIBS), University of Pretoria, South Africa having undergone various Insurance trainings at College of Insurance, ZEP RE Academy. He has held various positions within the Group and joined CIC in 2013 and is a current member of The Chartered Insurance Institute (CII) and a member of the Insurance Institute of Kenya (IIK).

Joyce Mwashigadi

Mrs. Mwashigadi holds an Executive MBA from Eastern and Southern African Management Institute, a postgraduate diploma in Human Resource Management from the Institute of Human Resource Management, and a Bachelor of Arts degree in Business Management and Sociology from Kenyatta University. She has professional certification in Reward Modelling from Strategic Reward Management, Return on Investment by ROI Institute, Learning Systems Facilitation by Deloitte, Culture Change by Quest Worldwide (UK) and business training needs analysis by CIPD (UK) among others.

Mrs. Mwashigadi’s progressive human resource career spans over 20 years with broad involvement in corporate restructures, human capital optimization, culture transformation, talent management, and employee experience. Prior to joining CIC Group Ltd, she was the Head of Human Resources at KCB Group. She also worked as the Country Head of Human Resources for KCB Bank Tanzania and the Subsidiaries’ Senior Manager (Learning & development) for KCB Uganda, Tanzania, Rwanda and South Sudan.

She worked at Barclays Bank (now ABSA) as the Learning and Development Advisor, Human Resource Coordinator as well as a Management Information Analyst. She is a member of the Institute of Human Resource Management (IHRM).

Dr. Lydiah Kiburu

Dr. Lydiah Kiburu has expertise and experience in leveraging applied technology to drive business transformation and operational excellence. She is also skilled in communication, brand strategy, corporate governance, organizational culture, strategic partnerships and designing customer-centred solutions. Previously, Dr. Lydiah served as Group Director of Business Transformation, Brand, and Culture at Equity Group Holdings.

Dr. Lydiah holds a Doctor of Philosophy in Business and Management from Strathmore University Business School. Her academic journey is marked by executive leadership training from Wharton Business School, a master’s degree in International Development and Diplomacy, and a Postgraduate Diploma in Mass Communication from the University of Nairobi and a certification in digital strategy from Columbia Business School. She is a member of the Public Relations Society of Kenya and the Fintech Association of Kenya.

Mr. Zachary Wambugu

Zachary holds MBA in Strategic Management from Kenya Methodist University, Bachelor of Commerce Degree, Insurance Option from University of Nairobi and Certified Public Accountant II (CPA II) from Kenya Accountants and Secretaries Examinations Board.

He is a Microinsurance Master, holds a Diploma in Insurance (AIIK) from the College of Insurance and is a member of good standing of the Insurance Institute of Kenya (IIK). He holds Leadership and Management Training Certificates from Strathmore Business School, International Leadership Institute (ILI), KPMG, International Leadership University (ILU) and Strategy Centre Africa. He has also undergone several trainings in Cooperatives from the Co-operative College of Kenya and Enterprise Risk Management from ProTechT Africa Consultants.

He has wealthy of experience of over 20 years having joined CIC Group in 2002 and held various positions within the Group.

Mr. Henry Njerenga

Henry is the Acting Director of Branch and Distribution at CIC Group Plc. With over 30 years of experience in the insurance industry, he has held various senior leadership roles, specializing in sales growth, sales management, business development, and leadership.
Since joining CIC Group in 1998, Henry has played a pivotal role in driving the company’s growth, leveraging his extensive expertise in the sector. He holds an Executive Bachelor’s Degree in Business Management from The Management University of Africa and a Diploma in Marketing Management from the Kenya Institute of Management.

Henry is a full member of the Kenya Institute of Management (MKIM) and has completed extensive training in corporate governance. He has also served on the Audit, Risk & Governance Committee and the National Council of KIM for over six years.
A strategic leader with a deep understanding of the insurance landscape, Henry is committed to excellence in customer experience, business development, sales strategy, and organizational growth.